Category: Scottsdale Financial Advisor

FEIA: 2 of 3 – Lifetime Income Benefit Riders

Fixed Equity Indexed Annuities Part 2 of 3 – Lifetime Income Benefit Riders One of the best benefit improvements that have been added to FEIA’s is the Lifetime Income Benefit Rider (LIBR).  Initially started in 2007, the LIBR offers the annuitant a contractual calculation that determines the eligible Lifetime Income Benefit (LIB).  The  Income Account Value […]

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Long Term Care

LONG TERM CARE Will you need Long Term Care Benefits? Statistics are boring, but necessary.  The odds of needing Long Term Care for 90 days or more during your lifetime is 1 out of 2.  If you’re married the percentages say the one of you will need Long Term Care Benefits.  At an average professional […]

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Retirement Planning: Learn More About 401k Fees

Employee 401k Advanced Planning Concepts can help clients begin investing in 401k plans, providing the advice needed to set up and manage a 401k plan. 401k plans allow employers and employees to contribute to a retirement plan. These plans are tax advantaged – employees can pay taxes on the income they contribute now and receive […]

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Peace of Mind

Each of Us Have our Own Definition of What Constitutes Peace of Mind Peace of Mind is a little bit like trying to hold melting Jello. What we refer to regarding peace of Mind is your possible Financial Peace of Mind. The following illustrates our approach to receiving some semblance of Financial Peace of Mind. […]

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Competitive Rate of Return

The Net Rate your Strategies Receive with Regard to Similar Returns that are Available. If your Strategy has Safety of Principal, you understand your Strategy, and you have taken all the steps to ensure your Strategy is efficient, then the Rate of Return does not need to be as high to achieve the same result […]

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Efficiency of Strategies

Providing Safe and Intelligent Financial Solutions Efficiency of Strategies refers to the obvious and sometime subtle expenses that rob you of your principal. The largest culprit is the US Government and its taxation. Whenever appropriate, we employ Strategies that are Tax Preference, Tax Deferred, and even Tax Free. By plugging the hole in your investment […]

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Understandable Strategies

Understandable Strategies is One of our Primary Goals for Every Client Whether you are highly experienced or just getting started, we want you to have a working knowledge of why and how our Strategies will work for you. Granted, the inner workings of some investments can be complex, but so are the inner workings of […]

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Safety of Principal

Providing Safe and Intelligent Financial Solutions Safety of Principal is our cornerstone strategy, and we feel that is the most important strategy that we employ. If you are comfortable with High Risk Investing, we wish you well, but we are not the Firm for you. However, if Safety of Principal is already important to you, […]

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